Shop at stores such as Talbot's and Ann Taylor, and many department stores to find options in the $100 to $150 range. If you intend to spend more or want something unusual, head to a boutique.

Step 2:

Buy an all-season fabric, such as lightweight wool or silk. Linen and cotton are also options, but their color may fade faster. Test how easily the fabric wrinkles: Grab and release a handful.

Step 3:

Ignore hemline fads and select a flattering length just above or around the middle of the knee. Shorten a dress that's too long.

Step 4:

Look for a versatile style that you can dress up or down with different shoes, jewelry and other accessories. A sleeveless or short-sleeved dress works year-round, either alone or with a jacket, sweater or wrap.

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